Deposit and withdrawal fee calculator for casinos in CAD
Small percentages and flat fees add up, especially when conversion from CAD is involved.
To find the real cost of a deposit, add the casino fee, the payment method fee, any currency conversion surcharge and flat fees, then compare the total with the amount you send. This calculator does that in Canadian dollars so you can choose the cheaper method.
Many Canadian casinos advertise free deposits, but costs can still appear at your bank, the payment provider or the exchange rate. Everything above is summed up in our best real money casinos in Canada.
Enter the fees you were quoted and see the total and the net amount.
Deposit and withdrawal fee calculator
Which fees can apply?
| Fee type | Who charges it | How to find it |
|---|---|---|
| Casino fee | The operator | Cashier or payments page |
| Payment provider fee | Instadebit, iDebit, card network or wallet | Provider's fee schedule |
| Bank fee | Your bank | Account fee schedule |
| Currency conversion | Bank, card or casino | Check if the casino account is in CAD |
| Flat fee | Any of the above | Terms of the method |
Interac e-Transfer, Instadebit and iDebit have their own pages: Interac, Instadebit and iDebit.
Why does currency matter?
If the casino holds balances in euros or US dollars, a CAD deposit is converted and a spread or surcharge applies. A 2.5 per cent conversion charge on a CAD 200 deposit costs CAD 5. Choose a CAD account when the operator offers one, and check whether your credit card adds a foreign transaction fee.
How do withdrawal fees work?
Some methods charge a flat fee per withdrawal, and others charge a percentage. A flat fee of CAD 5 on a CAD 20 payout is 25 per cent. Check minimum withdrawal amounts and monthly free withdrawals before choosing a method. Our payment methods table and fast withdrawals page compare options.
How to use the result
Run the calculator for two or three methods with the same deposit and choose the lowest total. Remember that fees are only one part of the cost: speed, limits and availability for withdrawals also matter. See minimum deposit casinos if you want to start small.
Frequently asked questions
Are casino deposits free in Canada?
Many operators do not charge for deposits, but the payment provider or your bank may. Interac e-Transfer, for instance, may have fees depending on your bank's plan. Always check the cashier and your bank's schedule before depositing, and use this calculator to total the numbers.
Do I pay fees to withdraw winnings?
It depends on the casino and the method. Some give a number of free withdrawals each month and charge afterwards, while others charge a flat fee or a percentage. The terms list the amounts. A small withdrawal can be eaten up by a flat fee, so check before you cash out.
Does the calculator include taxes?
No. It adds only the fees you enter, so taxes are outside the result. Casino winnings for recreational players are generally not taxed in Canada, while crypto conversions can create tax events. See our <a href="/en-ca/guides/taxes-on-casino-winnings/">tax guide</a> and confirm your situation with an accountant.